Attention homeowners: Real estate appraisal services for in Kingman and Mohave County

Here are the top 7 reasons AZ homeowners need Mohave Appraisal Company:

  1. Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
  2. Challenge property tax assessments
  3. Remove PMI to reduce a mortgage payments
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. Verify another appraiser's report
  6. If real estate needs to be divided because of a divorce
  7. Settle an estate in AZ by determining the true market value of real estate in question

Own a home in or near Kingman, AZ and need help deciding the price of it?
Contact Mohave Appraisal Company.

We at Mohave Appraisal Company understand the particular needs of a homeowner after appraisal services. Our usual business clients get the appraisal process and the standard "products" we deliver to them. Being a regular homeowner that probably doesn't see an appraisal every day,we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we report our conclusions.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your house, it's often very hard to be objective about it. The professional appraisers at Mohave Appraisal Company will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very valuable negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just how much your house is worth. Interested buyers know you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value assessment than yours.

PMI Removal Appraisals

A preferred way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Mohave Appraisal Company is experts in helping folks just like you remove unnecessary PMI insurance.

Challenging a property tax assessment

If you live in a local area that is going down or is not appreciating as much as other homes close by, your local tax assessor may have your home overvalued. This means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. When challenging your property tax assessment, getting an expert appraisal from Mohave Appraisal Company is your best weapon.

Was your HELOC recently frozen?

If your home is close to a declining area, your lender may just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow angle. An appraisal from Mohave Appraisal Company can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you would wish to have a seasoned appraiser double-check it for preciseness or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Mohave Appraisal Company can help you with that. Even though this is typically requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your home.